Our Services

Rick Watkins Financial offers independent financial management and advice in the following key areas:

• Financial Planning
  • Goal setting, budgeting, risk analysis, income planning
• Risk Management
  • Life insurance, disability insurance, long term care insurance
• College Funding
  • 529 plans, time frame analysis, college cost expectations
• Retirement Planning
  • Income needs analysis, 401(k), Traditional and Roth IRA, annuities
• Estate Planning
  • Estate planning, life insurance reviews, beneficiary designations

Our services will help you answer the following questions:

• How can I get more from my investments?


• How can I reduce my exposure to risk?


• How much money will I need to live comfortably in retirement?


• Am I saving enough?


• What is the best way to save for college?


• How can I help reduce estate taxes and preserve more of my assets for my heirs?


• Do I have the right amount of life insurance?